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Job Description

The VP, ACL - Forecasting & Analytics Officer is a senior-level position in USPB Forecasting & Analytics team, responsible for developing, analyzing, and managing risk strategies, loss forecasting models and portfolio key trends. Candidate will work in a cross-functional environment with internal business partners such as Finance, Risk Management, Model Development, and Model Risk Teams. Incumbent will drive the CECL reserve calculation of a $100BN card portfolio leading activities in credit loss forecasting using portfolio analytics, monitoring the portfolio performance in coordination with the Risk Management team. Incumbent is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Requires basic commercial awareness. Developed communication skills are required.

Responsibilities:

• Manage and maintain financial/loss approaches used to build the various subcomponents of loss forecast and CECL reserve

• Evaluate loss forecast model methodologies, monitor portfolio performance metrics and synthesize analysis for presentation to management

• Work closely with Governance and Model Risk Management to ensure adherence to all policy requirements.

• Create, review and share critical business decks for leadership and global policy.

• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and due diligence.

• Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity

• Has the ability to operate with a limited level of direct supervision.

• Acts as SME to senior stakeholders and /or other team members.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Bachelor's degree required in Mathematics, Engineering, Statistics, Economics, Physics, or a relative quantitative discipline (Master's degree, MBA or CPA preferred, or equivalent experience).

• 6+ years of experience in credit card risk management or equivalent preferably in the financial services industry, with a preference for work in forecasting, accounting or credit risk management

• Ability to develop and perform Financial and Risk analysis that addresses concerns and issues, and ability to present them to management and external auditors with a clear and concise approach.

• Advanced usage of Excel, SAS/SQL required (2+ years), proficiency in PowerPoint, Word required, Oracle Hyperion tools (essbase, smartview) preferred

• Ability to work with senior managers, internal stakeholders to help build consensus to address difficult and complex business needs.

• Leadership Competencies expected

• Has the ability to operate with a limited level of direct supervision.

• Proven ability to remain organized in a fast-paced environment

• Demonstrated interpersonal, organizational and analytic skills

Job Family Group:

Risk Management

Job Family:

Regulatory Risk

Time Type:

Full time

Primary Location:

Wilmington Delaware United States

Primary Location Full Time Salary Range:

$125,760.00 - $188,640.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Anticipated Posting Close Date:

May 01, 2024

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) .

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Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.