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JPMorgan Chase Risk Management - Head of Card Risk Analytics and Insights - Executive Director in Wilmington, Delaware

Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm responsibly lend to our new and existing customers by identifying emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about challenging the status quo and striving to be best-in-class.

As a Head of Card Risk Portfolio Analytics and Insights - Executive Director within the Card Services Risk group, you will be a member of the Card Risk Strategic Analytics, Monitoring and Controls leadership team and will be accountable for ownership of risk portfolio analytics and insights. In this senior-level, visible and influential position, you will lead Card Risk analysts and guide risk decisions. You will be responsible for developing the leadership talent pipeline, along with driving the culture of the organization.

Job Responsibilities

  • Design and deliver vision, strategy, methodology and process for Card Risk Portfolio Analytics, including data and modern analytical tools.

  • Provide valuable insights and recommendations on managing overall card portfolio risk to the Card Services Chief Risk Office and the Card Services Chief Executive Officer.

  • Build deep relationships with business and functional stakeholders across the firm and will be expected to interact with key clients and cobrand partner leadership teams.

  • Communicate clear, concise, and objective guidance to management and comprehensive summaries to the appropriate committees.

  • Identify and attract high performers; create opportunities for team to grow and develop in their careers.

  • Set adequate and measurable goals and objectives to aid staff development with ongoing review to develop talent throughout the department in accordance with company and team expectations.

  • Identify and implement world-class Portfolio Analytics and Insights to rapidly identify and mitigate risks in the Card Portfolio.

  • Effectively challenge existing Card Acquisition, Credit Line, Account Management and Collections decisions and treatments to better manage performance with the Card Business Risk Appetite.

  • Work to identify and implement opportunities to improve risk performance.

  • Serve as an effective advocate and spokesperson for management on risk issues and risk management decisions.

  • Develop deep and productive working relationship with the leaders across Card, Product Finance, Legal and Compliance.

Required Qualifications, Capabilities and Skills

  • Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research)

  • 12+ years of Credit Risk Management or Analytics in the financial industry

  • Deep quantitative and analytical leadership experience with the ability to manage a diverse and strong team.

  • Proven ability to coach and develop team to deliver results and create long-term assets for the firm

  • Strong Consumer Banking P&L knowledge and understanding of drivers of profitability

  • Strong understanding or working knowledge of Credit Risk Models

  • Strong analytical, interpretive and problem solving skills with the ability to develop common sense solutions to complex business challenges

Preferred Qualifications, Capabilities and Skills

  • Advanced degree

  • Experience with Machine Learning and Logistic regression models

  • Prior relevant experience within the credit card space

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

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