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MidWestOne Bank CRA Mortgage Banking Officer in West Des Moines, Iowa

The CRA Mortgage Banker is responsible for sourcing and originating Community Reinvestment Act (CRA) eligible and general residential loans for existing MidWestOne customers and prospects within the MidWestOne Bank market and assessment area. The CRA Mortgage Banker will also coordinate and lead community development initiatives in their market.iDevelop and maintain a regular business plan that includes external sales visits and promotion with realtors, builders, affordable housing providers, non-profit community organizations, etc.Originates CRA eligible residential mortgage loans in accordance with the bankis loan policies and procedures.Establishes a strong presence for MidWestOne Bank in the assigned territory by developing relationships and affiliations with low-and-moderate income housing programsHosts and attends homebuyer education seminars, trade shows, and other financial education events to raise consumer awareness of MidWestOne Bank loan productsEncourages bank participation and support of charitable and non-profit service opportunities and outreach opportunities, and documents these efforts accordinglyFacilitates strong communication with customers and our mortgage operations team to process loan files from application through closingBachelors degree or equivalent combination of post high school education and related work experienceKnowledge of loan origination software, Encompass.Experience providing loan products to low-and-moderate income and first-time homebuyersRegistered and/or approved (if applicable) to sell down payment assistance programs for low-and-moderate income homebuyers in their respective state and market areaCommunity deployment banking experience in the assigned territoryBi-lingual language abilities are preferredMust be S.A.F.E. Act registered though NMLS