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American Express Senior Financial Analyst - Regulatory Reporting in United States

Description

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

The Regulatory Reporting team delivers Bank Holding Company regulatory reports in accordance with Federal Reserve requirements for American Express Company and its subsidiaries. We perform independent processes to prepare, review and analyze financial information with a key focus on control and compliance and addressing new Federal Reserve requirements, including new reports. We work extensively with our own market financial controllers, subject matter experts, General Counsel’s Office, treasury, technology partners, and external regulators. The team is committed to talent development, work / life balance, and timely recognition of team members. This role may be subject to additional background verification checks.

How will you make an impact in this role?

  • Participating in Project Fast Forward, Bank Category Change Readiness from Category IV to Category III/II bank.

  • Engaging with multiple stakeholders to understand/interpret and implement bank category changes.

  • Coordinating in implementing the change on automated platform R2CE (Regulatory Reporting Calculation Engine).

  • Participating in senior leadership progress updates.

  • Ensuring report compliance with Federal Reserve and other regulatory reporting requirements, the Company’s internal review procedures and all other applicable policies and procedures.

  • Supporting projects to transform the preparation of regulatory reports, including automation and simplification.

  • Supporting the Managers and Director in responding to inquiries of (i) Federal Reserve; (ii) GCO; and (iii) other regulatory related inquiries.

  • Supporting the Managers and Director in implementation of analytical and reporting processes, procedures and systems using the Company’s control framework.

Critical Factors to Success

  • Treasury function’s accounting understanding, and systems knowledge.

  • Experience of interpreting and documenting Liquidity Reporting Management (LRM) rules and FED instructions.

  • AXP’s treasury operations and process flow knowledge.

  • Should have problem solving, planning and analytical skills to facilitate and focus on continuous improvement and innovation. Project management skills and experience will be distinct advantage.

  • Should have strong results orientation, project management, collaboration, and co-ordination abilities. Should be self-driven, self-motivated and have eye for detail.

  • Follow the established controls and checks to ensure integrity of the information collected including documenting process/entity specific knowledge.

  • Collaborate with multiple partners across Controllership, Business Unit and other organizations to source information and deliver on customer expectations.

  • Put enterprise thinking first, connect the role’s agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders.

  • Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offerings.

  • Demonstrate learning agility, make decisions quickly and with the highest level of integrity.

  • Lead with a digital mindset and deliver the world’s best customer experiences every day

Minimum qualifications

  • At least 2 years' experience in Accounting/Reporting.

  • US Regulatory Reporting/External Reporting experience.

  • US GAAP knowledge & experience.

  • Must have good communication and interpersonal skills and be able to interact independently with senior business partners / customers etc.

  • Reporting and analysis experience, familiarity with US GAAP and financial accounting experience.

  • Self-driven, team player, have analytical skills and inclination for process improvement.

  • Able to understand and enhance the control environment around the filings.

  • Strong analytical and problem-solving skills. Quick learner.

  • Must be proficient in MS Applications such as Excel, PowerPoint, and Word.

  • Knowledge of Platforms Oracle, Essbase, R2CE architecture.

Preferred qualifications

  • Exposure in Liquidity reporting, NSFR or LCR and other Treasury functions.

  • Bachelor’s degree in accounting, finance or CPA.

  • Understanding of financial domain and AXP systems.

  • Knowledge of company policies, businesses, finance processes and systems is desirable.

Qualifications

Salary Range: $55,000.00 to $105,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

  • Competitive base salaries

  • Bonus incentives

  • 6% Company Match on retirement savings plan

  • Free financial coaching and financial well-being support

  • Comprehensive medical, dental, vision, life insurance, and disability benefits

  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

  • 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

  • Free and confidential counseling support through our Healthy Minds program

  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue

visa sponsorship for these positions.

Job: Finance

Primary Location: US-New York-New York

Other Locations: United States

Schedule Full-time

Req ID: 24017192

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