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Midwest One Bank Mortgage Banking Officer in United States


Is responsible for the production and solicitation of a wide variety of residential real estate loans, working on a low base plus commission compensation program. Reviews mortgage loan applications to determine if basic lending criteria are met. Ensures that customer needs are satisfied through effective customer service. Contributes to the Bank's profit projections through individual and department goals and strategies. Additionally, responsible for cross-sales and / or referrals of all bank products and services.


  • Interviews applicants concerning their mortgage loan needs and desires.

  • Initiates the process which determines the customer's financial condition in relation to acceptable risk within Bank policy guidelines

  • Submits loans and subsequent information as needed to be processed for review and approval by residential mortgage underwriter.

  • Ensures the growth of the Mortgage Department through the selection and development of new accounts and the expansion of the portfolio.

  • Acts in an advisory capacity to other Officers, employees and customers on matters pertaining to mortgage services.

  • Ensures that approved loans are closed following required procedures and that the documentation is complete.

  • Calls on realtors and other sources of new business to increase referrals, build strategic partners and to promote the Bank and thereby enhance overall banking relationships.

    The Perks!

  • Competitive base compensation with additional performance-based annual incentives/bonus potential (incentives and bonus will vary depending on role)

  • Career growth potential

  • 401(k) Investment Plan with up to 4% match by MWO Bank with immediate vesting and profit sharing

  • Employee Stock Ownership Plan

  • No cost Life Insurance with benefit 2x base salary (subject to cap), with ability to purchase additional Optional Life Insurance for you and your family members

  • Paid Time Off, Paid Holidays, Bereavement, and Parental/Grandparent Leave

  • Medical Insurance with signification premium/deductible contribution by MWO Bank

  • Affordable Dental & Vision Insurance

  • Additional Insurance options to meet personal needs: Pet Insurance and Critical Illness & Accident

  • Student Debt Reduction Program & Tuition Reimbursement

  • Wellness Reimbursement Program

  • Discounts on Banking and Financial needs

  • Take Your Dog to Work Day in June


Associate degree (A. A.) or equivalent from two-year College preferred or equivalent combination of education and experience. 3-5 years mortgage lending experience required. Must possess excellent communication skills; prioritize work demands effectively. Knowledge of overall bank operations is desirable.

Will be required to register with the NMLS and submit to a criminal background check.

We RISE by lifting others. RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of diversity, inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles, people and culture. We pledge to continuously learn, so we can understand and support the differences of individuals, embrace each other's strengths, and provide opportunities for all of us to work toward and achieve our full potential.

Location : LocationUS-IA-Iowa City

Status Exempt

Type Full-Time

CityIowa City


Hours Per Week 40

Benefits Package Yes - Full Time Package

Location : Address 2500 South Clinton Street