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Midwest One Bank CRA Mortgage Banking Officer in United States


The CRA Mortgage Banker is responsible for sourcing and originating Community Reinvestment Act (CRA) eligible and general residential loans for existing MidWestOne customers and prospects within the MidWestOne Bank market and assessment area. The CRA Mortgage Banker will also coordinate and lead community development initiatives in their market.


  • Develop and maintain a regular business plan that includes external sales visits and promotion with realtors, builders, affordable housing providers, non-profit community organizations, etc.

  • Originates CRA eligible residential mortgage loans in accordance with the bank’s loan policies and procedures.

  • Establishes a strong presence for MidWestOne Bank in the assigned territory by developing relationships and affiliations with low-and-moderate income housing programs

  • Hosts and attends homebuyer education seminars, trade shows, and other financial education events to raise consumer awareness of MidWestOne Bank loan products

  • Encourages bank participation and support of charitable and non-profit service opportunities and outreach opportunities, and documents these efforts accordingly

  • Facilitates strong communication with customers and our mortgage operations team to process loan files from application through closing

    The Perks!

  • Competitive base compensation with additional performance-based annual incentives/bonus potential (incentives and bonus will vary depending on role)

  • Career growth potential

  • 401(k) Investment Plan with up to 4% match by MWO Bank with immediate vesting and profit sharing

  • Employee Stock Ownership Plan

  • No cost Life Insurance with benefit 2x base salary (subject to cap), with ability to purchase additional Optional Life Insurance for you and your family members

  • Paid Time Off, Paid Holidays, Bereavement, and Parental/Grandparent Leave

  • Medical Insurance with signification premium/deductible contribution by MWO Bank

  • Affordable Dental & Vision Insurance

  • Additional Insurance options to meet personal needs: Pet Insurance and Critical Illness & Accident

  • Student Debt Reduction Program & Tuition Reimbursement

  • Wellness Reimbursement Program

  • Discounts on Banking and Financial needs

  • Take Your Dog to Work Day in June


Bachelors degree or equivalent combination of post high school education and related work experience

  • Knowledge of loan origination software, Encompass.

  • Experience providing loan products to low-and-moderate income and first-time homebuyers

  • Registered and/or approved (if applicable) to sell down payment assistance programs for low-and-moderate income homebuyers in their respective state and market area

  • Community deployment banking experience in the assigned territory

  • Bi-lingual language abilities are preferred

  • Must be S.A.F.E. Act registered though NMLS

    We RISE by lifting others. RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of diversity, inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles, people and culture. We pledge to continuously learn, so we can understand and support the differences of individuals, embrace each other's strengths, and provide opportunities for all of us to work toward and achieve our full potential.

Location : LocationUS-IA-West Des Moines

Type Full-Time

CityWest Des Moines


Hours Per Week 40

Benefits Package Yes - Full Time Package

Location : Address 29350 University Ave, Ste 138