Experience Inc. Jobs

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Relationship Manager l, ll, or lll to join our Credit Resolution department in Tulare, California. Candidates located near our Bakersfield, Templeton, or Tempe branch locations may be considered. This full-time position reports to the SVP, Credit Resolution and works with internal lenders and member-borrowers whose accounts need extra support, restructuring and/or collection. This position is eligible for a hybrid work schedule. Compensation Information The base salary range for this position is: Level I: $63,000 - $109,000; bonus at target is 12% of salary Level II: $69,000 - $137,000; bonus at target is 15% of salary Level III: $85,000 - $173,000; bonus at target is 20% of salary Geographic zone A, B, or C and salary will be determined based on location Job Requirements Assist in the rehabilitation and collection of credits in the Credit Resolution portfolio of adversely graded loans and non-ledger assets in the most timely and cost-effective manner. Provide guidance to organization staff in dealing with deteriorating credits, drafting agreements and borrower written communications. Exercise credit risk assessment and management on loans within area of responsibility. Conduct and complete complex credit analysis while continuing to develop knowledge of credit and financing alternatives for both standard and complex credits. Develop and maintain a significant professional presence throughout the assigned territory. Minimum Requirements Generally, requires at least three years' related experience Proven understanding of credit processing and servicing activities, accounting principles and practices, credit analysis, credit administration, monitoring and reporting Knowledge of credit and financing alternatives and borrower's rights Proven decision-making, negotiating and influencing skills Solid computer skills, including MS Office applications and financial analysis software Ability to travel to perform certain required duties Preferred Requirements Agricultural background Experience with agricultural credit Knowledge of AgWest policies and procedures Experience with AgWest products and services and how they are delivered Benefits Offered by AgWest Medical, dental, and vision insurance Basic term life and AD&D insurance (fully paid for by the company) Paid days off annually: 15 vacation, 15 sick, 11 holidays and 3 volunteer 401(k) plan (6% match plus 3% employer contribution) Employee Assistance Program Wellness Program Jeans are welcome at work every day at AgWest! *Vacation accrual rates increase with tenure. Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits #LI-Hybrid Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law. When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other app