Experience Inc. Jobs

Job Family: Finance

Req ID: 435224

Siemens Financial Services Private Limited (SFSPL) is a provider of customized equipment finance solutions. Headquartered in Mumbai, SFSPL has pan-India coverage through offices in 20+ major cities across India. Our areas of focus include – Healthcare Equipment Financing, Machine Tools Equipment Financing, Printing Equipment Financing, Plastic Molding Equipment Financing and Packaging Equipment Financing. We provide financing for equipment manufactured by Siemens and a wide array of other well-known manufacturers from India. In addition to this we also provide financing for International equipment and manufacturers. We believe in delivering exceptional customer service and leverage our financial expertise and industrial know-how to create value for our customers.

What are my responsibilities?

· To handle Rating Request for large exposure

· To regularly review the ratings basis updated financial statements, Repayment track record, External Rating and other external factors

· Make recommendation to relevant authority

· Communicate effectively with the borrowers and internal stakeholders to address queries and finalise the rating within agreed TAT

· Monitor health of the portfolio and identify potential risks and opportunities to mitigate the risk

· Stay updated on Industry regulations and best practices related to Credit underwriting

· Continuously evaluate and improve the credit underwriting process to enhance efficiency and effectiveness.

· To participate in customer meetings when needed to fully understand the risks and opportunities.

· Participate and actively handle the audits.

· To liaise through structured meetings, with Management, Sales, and other members of the Risk Management team to ensure continuous improvement of business process.

What else do I need to know?

Knowledge and Experience

· About 5 years of experience in risk or credit in a bank or a reputed NBFC in underwriting

· Experience in commercial finance is mandatory.

· Ability to take credit decisions.

· Quick learning ability

· Experience in LOS / LMS in a Bank or NBFC

· CA or MBA from an institution of repute

We are looking forward to receiving your online application. Please ensure you complete all areas of the application form to the best of your ability as we will use the data to review your suitability for the role.