Job Information
KeyBank Associate, Portfolio Managment (Specialty Finance Lending) in Superior, Colorado
Location:
127 Public Square - Cleveland, Ohio 44114
ABOUT THE JOB (JOB BRIEF)
The Key Corporate Bank Specialty Finance Lending (KCBSFL) Associate identifies and evaluates risk for a portfolio of highly structured transactions. The position is responsible for reviewing loan and lease documentation to evaluate deal structure, performing facility monitoring to ensure covenant compliance, analyzing credit risk in individual deals and making risk rating recommendations, preparing monthly and quarterly portfolio reporting, performing annual reviews and AQRs on existing portfolio deals, compiling information for internal and external examinations, understanding credit and compliance policies and procedures, and additional duties or projects as assigned.
ESSENTIAL JOB FUNCTIONS
Perform credit and risk monitoring of highly structured Specialty Finance transactions.
Review loan and lease documentation to evaluate deal structure and ensure covenant compliance.
Analyze and assess customer and transaction exposures and concentrations within the KCBSFL portfolio and individual deals.
Prepare minor amendments and waivers, as needed
Recommend credit strategies to mitigate portfolio risks.
Perform periodic reviews of existing portfolio deals, encompassing an assessment of equipment/collateral and an evaluation of transactional, operational and credit risk.
Recommend appropriate risk ratings for transactions.
Identify problem loans and leases and support workout efforts as needed.
Compile information as requested for internal and external examinations, reviews and audits.
Ensure compliance with KeyCorp and KCBSFL policies and procedures. Evaluate risks in accordance within those policies and procedures.
Escalate issues as appropriate.
Perform other duties, as assigned.
Periodic travel as required.
REQUIRED QUALIFICATIONS
An undergraduate degree in accounting, finance, economics or related field
5+ years’ of commercial lending, commercial leasing, or credit analysis experience combined with finance and accounting experience
2+ years’ of experience working with structured finance transactions (e.g., CLOs or ABS)
Strong knowledge of financial analysis applications (Moody’s Risk Analyst)
Strong knowledge of and ability to apply financial analysis and accounting concepts
Strong knowledge of loan and lease documentation
Strong organizational skills
Ability to analyze a wide variety of lessee and industry information
Ability to work independently
Ability to make and support recommendations
Ability to meet multiple deadlines
Strong written communication skills
Proficient in Word and Excel applications
Detail oriented and Self-motivated
PREFERRED QUALIFICATIONS
Experience with a variety of collateral types including middle market loans, growth capital loans, transportation assets (aviation, rail, marine container), other esoteric assets
Regulatory experience
Loan review or audit experience
MBA, CFA designation or other advanced training relevant to position
Software Used:
MS Office including Access, Excel and Word
Moody’s Credit Lens
LoanIQ
This position is not eligible for employment visa (e.g., H-1B) sponsorship. Applicants must be authorized to work in the United States on a full-time basis.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $77,000 to $125,000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance.
Please click here (http://www.key.com/kco/images/Key_Benefit_Eligibility_Chart.pdf) for a list of benefits for which this position is eligible.
Job Posting Expiration Date: 05/01/2025
KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com .
KeyBank is an organization collectively committed to helping you unlock your potential and discover what truly drives you. Working here means sharing our purpose to help our clients, colleagues, and communities thrive. You’ll find genuinely supportive teammates, a flexible, inclusive work environment, challenging projects, accessible leaders, and opportunities to grow in your position and your career. For 200 years, Key has opened doors in our communities. Let us open one for you.