Experience Inc. Jobs

Description

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

American Express is a leading global payments, network, and travel company, backed by one of the world's most recognized brands. American Express is unique in the payments industry as an issuer of cards as well as a worldwide network that processes millions of merchant transactions daily. We offer the broadest array of charge, credit, prepaid and co brand cards for consumers, small businesses, midsize companies, and large corporations.

With 170 years of innovation behind us, our future could not look more promising. We're moving faster than ever and introducing new products, services, and strategies to bring greater value to our business customers. Their success expands our success, so we put heart and soul into helping them achieve results that exceed all expectations.

Global Commercial Services is a core operating group of American Express and has delivered robust growth over the past decade. GCS partners with corporate and small business clients to help them manage cash flow and increase profitability through a variety of automated expense management tools. The Underwriting Advisory Team (UWA) drives revenue in GCS through personalized client and sales engagement to identify the right set of credit treatments to maximize profitable growth.

Required skills:

• Structure deals to help win new business by finding the optimal combination of credit treatments, spending needs, and required documentation

• Own Underwriting requests end-to-end where client situation is complex (i.e. parent/sub structure, legal entity issue, complex terms and conditions)

• Review counter-offers and loan declines to provide options to clients and Sales & Account Development Teams

• Lead discussions with clients in face to face and via phone to support sales conversations from a financial / credit perspective - including decisioning communication

• Manage internal relationships between Sales and Underwriting, Risk, Credit, and Banking partners

• Identify areas of opportunity to earn new business and improve the underwriting experience

Minimum Qualifications:

• Experience in commercial underwriting for small, midsize companies and large companies

• Ability to directly interface with customers to outline options and requirements for loan fulfillment

• Strong communication and influencing skills at all levels

• Strong customer orientation while ensuring sound credit decision making

• Self-motivator who takes initiative, learns, and follows through

• Excellent strategic thinking and analytical skills

• Demonstrated strengths in organization and attention to detail

• 2 years relevant sales or client management experience

• 2 years relevant full-time experience in credit or underwriting

• Comfortable with some travel

Preferred Qualifications:

• College degree with a focus in Finance or Accounting

Qualifications

Salary Range: $80,000.00 to $155,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Job: Risk

Primary Location: US-Arizona-Phoenix

Other Locations: US-Utah-Sandy, US-New York-New York, US-Florida-Sunrise

Schedule Full-time

Req ID: 24005202