Experience Inc. Jobs

General information

Ref # 18649

Remote? No

Ally and Your Career

*

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

The Opportunity

As a part of the Retail Portfolio Management Team, the Associate Analyst is responsible for risk management and identifying growth and profit opportunities among Ally’s non-commercial retail only automotive dealer relationships. Responsibilities may include continuous monitoring of retail dealership trends and alerts with heavy concentration on outstanding title exposure, risk and loss prevention, dealer service, and accurate and appropriate analysis of new dealership relationships. Requires critical analysis and frequent contact with Field Sales Team as well as dealership personnel to manage the retail relationship and potential exposure. Must stay in sync with strict adherence to company risk management policies and guidelines.

The Work Itself

• Conduct proactive risk recognition. • Control/minimize losses for all retail automotive dealer obligations within assigned portfolio. • Manage exposure utilizing current company risk management policies, procedures, and guidelines. • Develop appropriate action plans to mitigate risk and resolve outstanding issues. • Promptly escalate any non-compliant matters to the appropriate business leader. • Maintain diligent follow up to conclude all action plans as directed. • Maximize returns (ROE). • Ensure analysis is thorough and all owned processes are kept current, consistent with documentation, reviewed periodically for compliance, and assessed against the business need and reputation risk. • Ensure world-class dealer service. • Full compliance with respect to Information Security Standards and Policies - Procedures. • Successfully complete all training and certification requirements.

The Skills You Bring

• HS diploma or equivalent required.
• Bachelor's degree in business related discipline required
• 2+ years in financial services or similar industry strongly preferred.
• Excellent verbal and written communication skills strongly preferred.
• Proficient in intermediate MS applications.
• Strong financial analysis and analytic/problem solving skills required

How We'll Have Your Back

*

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: * Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. * Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. * Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range:

Emerging: 47840

Experienced: 61420

Expert: 75000

Incentive Compensation: This position is eligible to participate in our annual incentive plan