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All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, age, marital status, pregnancy, genetic information, or other legally protected status. Univest Financial Corp Consumer Loan Processor US-PA-Souderton Job ID: 6347 Type: Full Time # of Openings: 1 Category: Mortgage Banking Univest Financial Corporation Overview

Univest Financial Corporation UVSP, has approximately $7.9 billion in assets and $5.0 billion in assets under management and supervision as of June 30, 2024. Headquartered in Souderton, Pa. and founded in 1876, the Corporation and its subsidiaries provide a full-range of financial solutions for individuals, businesses, municipalities and nonprofit organizations in the Mid-Atlantic Region. For nearly 150 years, Univest has stayed true to our philanthropic spirit and the strength of our Committed To Local giving program is one of the things that differentiates us. In 2023, Univest donated $2.4 million to our local nonprofits and our employees volunteered more than 13,100 hours.

At Univest we invest in the success of our employees and customers. We offer our employees the ability to be their authentic selves, while fostering a culture and an environment that inspires change and inclusivity. Seeking career-focused individuals, looking to bring passion and creativity to drive change. Our employees are encouraged to work collaboratively and embrace innovation to deploy needs based financial solutions in the communities we serve.

Were hiring a Consumer Loan Processor to join our Consumer Lending Support Team.

Responsibilities

Responsible to comply with laws and regulations that apply to the position, including the Univest Code of Conduct

Pipeline consists of all the loan products, primarily residential secured loans.

Ensure timely and independent processing of loan files, in compliance with all applicable laws, regulations, corporate policies and procedures, including:

• Review the application package for completeness and conformity to the applicable loan program requirements
• Complete and deliver the application and loan disclosures in compliance with the required timeline/regulations for the appropriate loan program
• Order and track applicable services such as, Social Security Verifications, IRS tax Transcripts, Appraisal and Title
• Request and track additional documentation needed to submit the loan file to underwriting, from the branch and/or borrower
• Review and analyze the income documentation and appraisal, calculate income, DTI and CLTV, and validate that the documentation agrees with the loan request.
• Review the title to ensure the lenders intended lien position. Investigate and resolve any lien and /or judgment issues
• Obtain any additional documentation from customer to clear all underwriting conditions and prepare file for closing
• Ensure all loans are updated throughout the process in the Encompass or Meridian Link
• Monitor pipeline to ensure that all regulatory timeframes are met

Perform additional duties as requested/required

Qualifications

High school diploma or equivalent to 1+ years of experience in Mortgage or Consumer banking

Ability to work in a fast-paced environment while interacting with branch staff, sales staff, vendors, and customers.

Must be highly organized, detail oriented, and able to work with multiple deadlines.

Demonstrated ability to work through and resolve problems

Knowledge of consumer loan guidelines, regulations and requirements preferred

Knowledge of Microsoft Office, Encompass 360, and Meridian link systems highly preferred

Must possess a positive attitude, strong communication and customer service skills

Click here for Benefit Information - https://www.youtube.com/embed/h1P5KuxFvss

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An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.

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