Experience Inc. Jobs

Commercial Loan Administrator

The Commercial Loan Administrator performs loan administration work including ordering third party reports, document review, system of record maintenance, and resolving client loan and deposit issues. This job elevates reporting issues to management and consistently works to maintain the accuracy of the company's commercial loan management system.

Key Responsibilities and Duties

• Develops and organizes loan applicant information for review and analysis by loan officers and inputs pertinent loan data into credit delivery system.

• Assists with the closing of loans by preparing loan closing documents and related materials as directed.

• Orders and tracks status of all title work from title companies, appraisals, and flood determinations.

• Assists in maintaining and monitoring borrower's required insurance, loan reporting requirements and covenants.

• Prepares documents and correspondence for reports as required, following approved policies and procedures.

Educational Requirements

• University (Degree) Preferred

Work Experience

• 3+ Years Required; 5+ Years Preferred

Physical Requirements

• Physical Requirements: Sedentary Work

Career Level

7IC

Additional Information

• This role will support commercial loans and deposits in the Commercial & Industrial (C&I) space focusing on working capital lines of credit, equipment finance, and owner-occupied real estate.

• This position is responsible for preparing all documents from the point of application to the closing of a loan, utilizing internal software, in accordance with Bank approval and regulatory compliance. Working closely with Lender to coordinate closings with attorneys and customers.

• Additional responsibilities include:

• Identifies and reviews new customers to assure Commercial Loan Department is adhering to U.S. Patriot Act, performs credit checks, and contracts with outside vendors for services such as environmental, flood certifications and IRS information.

• Reviews documentation pre- and post-closing to ensure accuracy. Researches and obtains missing documentation

• Ensures all documents required for loan closing are obtained and accurate including insurance binders.

• Inputs and maintains customer’s credit/legal files in document imaging software.

• Review UCC for all applicable new loans to perfect lien.

• Obtains and updates HMDA/CRA data for commercial applications, as applicable.

• Processes receipts and submission of invoices through accounts payable system.

• Preparation of adverse action notices to customers, ensuring compliance with regulatory requirements.

• Prepares modification documents and covenant acknowledgement/waivers

Preferred Qualifications

• 5+ years of commercial and industrial lending experience (processing experience preferred).

• Commercial loan closing & funding experience.

• Knowledge of attorney prepared loan documents.

• Experience with commercial loan origination systems, IBS and OnBase is preferred.

• Proficient in Microsoft Office suite.

• Strong knowledge of entity documents.

• Knowledge and prior experience with Docusign.

• Demonstrated ability to provide high-level of customer service with a pro-active approach to problem solving.

• Strong organizational, verbal, and written communication skills.

• Good analytical skills and high level of attention to detail.

• Ability to multi-task and reprioritize tasks throughout the day to ensure deadlines are met, often working independently.

Posting End Date: 07/05/24

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Company Summary

EverBank provides nationwide banking services to consumer and commercial clients through a variety of channels, including online and mobile applications, as well as its Florida-based financial centers.

VEVRAA Federal Contractor

Benefits Summary

EverBank is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. EverBank strives to pay wages competitive with those prevailing in our geographic areas and industry.

EverBank's Total Rewards package includes superior benefits such as, health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being.

EverBank prohibits pay discrimination on the basis of any protected characteristic.

EverBank may require a background check as a condition of employment. Qualified applicants with arrest and/or conviction records will be considered in accordance with applicable federal, state, and local laws and regulations, including, but not limited to, any laws and regulations specifically pertaining to banks and federal contractors.

EverBank seeks priority referrals of protected veterans for jobs at all locations within the state.

Pay Range $74,500 to $100,700

EEO Statement

EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.

Pay Transparency Non-Discrimination Provision

We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information. If you believe that you have experienced discrimination, contact OFCCP at 1.800.397.6251. TTY 1.877.889.5627. www.dol.gov/ofccp (https://urldefense.com/v3/__http:/www.dol.gov/ofccp__;!!L8-7AA!WETVLfn333rqXNYi0-qITSUktDEWiFnQqvstF1J-gO8B03ANdCf4ucPkrvzeJpXk8bwyTvLqjEa8-JEpoxwcjXaB$) .

Machine Readable Files

The Transparency in Coverage Final Rules require certain group health plans to disclose on a public website information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services in two separate machine-readable files (MRFs). The MRFs for the benefit package options under are linked below:

Machine Readable Files (MRFs) - Aetna