Experience Inc. Jobs

As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy – which includes our team members.

BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU.

To learn more visit becu.org/careers.

PAY RANGE

The Target Pay Range for this position is $188,700-$230,800 annually. The full Pay Range is $146,900-$272,700 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS

Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here .

IMPACT YOU’LL MAKE:

The Director of Deposits, Pricing, and Portfolio Management is entrusted with the responsibility of overseeing an approximately $30 Billion consumer and business deposit portfolio. This role includes developing profitable growth and retention strategies to support the financial goals of our members.

In partnership with leaders of the deposit product management team, this position focuses on creating a strong value proposition for deposit products to support our members. Collaboration with various departments including marketing, finance, risk management, legal, sales, and information technology is essential to consistently deliver leading product and pricing offerings that meet member needs and optimize profitability.

The individual in this role is accountable for managing portfolio performance and implementing pricing strategies to drive growth and profitability through in-depth analysis of member behavior, market trends, and competitive landscape. Collaborating with Treasury and Finance to validate assumptions used in asset/liability management, interest rate risk scenarios, and funds transfer pricing is also a key aspect of this position.

This role can be done remotely from WA, OR, ID, AZ, TX, SC, GA, and is relocation eligible.*

WHAT YOU’LL DO:

• Manage Deposit Profit & Loss (P&L): Play a crucial role in growing membership in line with BECU’s purpose and ensure the achievement of business plan and expectations.

• Review and Manage the Product Set: Analyze financial results, marketing strategy, market competitiveness, member experience, and regulatory compliance to enhance the value proposition for deposit products.

• Ensure Regulatory Compliance: Adhere to applicable regulations and mitigate associated risks to support the organization’s purpose in supporting our members.

• Provide Coaching and Training: Enable growth and development by providing ongoing mentoring and training to individuals and teams.

• Deliver Product Performance Reporting: Develop and provide product performance reporting to executives and key governing committees, inclusive of benchmark data in partnership with SVP of Deposits and business partners.

• Optimize Product Mix: Utilize segmentation to drive acquisition and retention strategies that support member financial wellbeing.

• Manage Vendor Contracts and Relationships: Ensure BECU members receive cost-efficient and quality service by managing vendor contracts and relationships effectively.

• Mitigate Risks: Identify, measure, monitor, and control risks associated with business activities in accordance with risk and compliance policies and procedures.

This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU’LL GAIN:

• Opportunity to play a pivotal role in the growth and success of BECU

• Chance to elevate your career, skills, and future in a collaborative and innovative team

• Contribution to the robust technological landscape of BECU

• Comfortable working in a collaborative and innovative team environment

• Strong leadership and coaching skills

• Analytical mindset with the ability to leverage data to make strategic decisions

QUALIFICATIONS:

Minimum Qualifications:

• Bachelor’s degree in business, marketing, management, statistics or related discipline or equivalent work or educational experience

• Minimum 10 years of relevant experience as a product management, data science, or visualization leader for products and/or platforms, from strategy to market, to ongoing improvements

• Minimum 5 years of people management experience

• Experience working with consumer and business deposit products

• Experience using Microsoft Excel and PowerPoint

• Experience using PriceTek

• Experience in the financial services industry

Desired Qualifications:

• Advanced degree

• Understanding of Product P&L, member value, and return on investment/return on assets drivers

• Highly analytical with experience leveraging different types of data to form hypotheses and ultimately build and recommend a strategy

• Strong written and verbal communication skills with ability to present complex concepts to executives in summary form

• Ability to influence and work across technical and cross-functional or highly matrixed teams

• Knowledge of federal laws, rules, regulations that impact financial institutions industry

JOIN THE JOURNEY :

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU. Embrace the opportunity to grow with us.

Apply now, bring your expertise to the table, and let’s achieve technological excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney

EEO Statement:

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

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From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. More than 80 years and one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future.

As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.