Experience Inc. Jobs

REAL-ESTATE RESIDENTIAL LOAN OFFICER

Essential Functions:

• Responsible for marketing Real-Estate loans to Realtors, Builders and other spheres of influence by facilitating presentations, attending events, and cold calling.

• Must originate loans in accordance with FirstBank’s lending policies, procedures and guidelines.

• Responsible for entering all loan applicants into the EZlender system, and run DU and credit reports.

• Provide the processing team with all necessary contact information, including but not limited to Realtor, access to property and closing agent.

• Responsible for interviewing and guiding prospective customers, enabling customers to select the best FirstBank product for their

needs.

• Must complete a full mortgage loan application (1003), gather initial documentation, and set the expectations for customers, Realtors,

and builders as to appropriate timeframes and targets.

• Communicate any and all additional and required documentation to customers.

• Must originate all mortgage loans in accordance with all Federal, State, FirstBank, and investor guidelines.

• Must submit completed applications in a timely manner to the Processors for disclosure within the three (3) days of application as required by Federal regulations.

• Must provide processors and underwriters with updates on any material changes that may take place during the loan process.

• Evaluate the documents provided by the customer and re-runs DU when appropriate.

• Monitor progress of approval through closing.

• Assist the support team with the gathering of any additional information required and all communication with the customer and referral

source.

• Represent the Bank in functions within the community.

  Competencies:

• Customer focus

• Building strong relations

• Communication

• Business acumen

• Problem analysis & solution

• Ownership

• Vision & values

• Collaboration & teamwork

• Development (personal & others)

• Change & innovation

  Required Education and Experience:

“Employee must comply with all requirements related to the Secure and Fair Enforcement Mortgage Licensing Act of 2008 (SAFE Act) and its corresponding regulations, including, but not limited to, obtain and maintain an active record and a unique identifier within the Nationwide Mortgage Licensing System and Registry (NMLSR), continue to meet said record and associated minimum register standards, including any applicable continuing education courses set forth by the Safe Act.”

• 3 years of experience in a similar job is required or equivalent combination of education and experience banking and/or lending

industry

• Active driver’s license

• Attention to detail

• Good understanding of financial products, loan documentation, and business objectives of a real-estate lending department

• Successful completion of approved real-estate training program

• Strong knowledge of Microsoft Office

• Good communication skills

  Preferred Education and Experience:

• Bachelor’s degree in finance/Business Administration or related field

  Other Duties Disclaimer:

Please note this position profile is not designed to cover or include a comprehensive listing of activities, duties or responsibilities that are

required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

EOE/D/V/M/F/DFWP