Experience Inc. Jobs

Description

We are seeking a Credit Officer in Memphis, Tennessee to join our team. In this role, you will be overseeing our bank’s loan portfolio, loan approvals, loan concentrations, and risk management. This role is crucial in ensuring the overall quality of the bank’s lending portfolio and minimizing charge offs.

Responsibilities:

• Oversee the bank’s risk management to maintain control over all parts of the risk management process and minimize credit losses

• Chair the Loan Committee and the Loan Classification Committee, driving the credit culture and ensuring a high-quality, low-risk loan portfolio

• Review and analyze credits to ensure they meet sound underwriting standards and do not pose greater-than-acceptable risk

• Establish and analyze financial metrics of the bank’s loan portfolio for adherence to regulatory guidelines

• Assist the management team in establishing financial metrics for revenue enhancement, cost controls, and loan pricing

• Oversee the end-to-end credit risk management oversight for the bank’s third-party relationships

• Develop policies, standards, processes, metrics, tools, and analytics to inform management on third party organizations' current and emerging credit risks

• Provide leadership and management to Loan Operation employees

• Develop and implement the CECL model and provide quarterly analysis of the adequacy of the loan loss allowance

• Work with regulators in conducting their safety and soundness exams

• Lead, motivate, train, direct and supervise direct reports

• Prepare various management, regulatory and Board of Directors reports regarding loan portfolio performance and trends

• Assist in building annual organization goals as well as individual performance plans for direct reports.

Requirements • Proficient in Accounting Software Systems

• Knowledge of ADP - Financial Services

• Familiarity with Allscripts

• Proficient in Cl Programming

• Experience with CRM

• Understanding of Accounting Functions

• Experience with Accounts Receivable (AR)

• Proficient in Auditing

• Familiarity with Billing Functions

• Experienced in Claim Administration

• Knowledge of Consumer Credit

• Experience with Credit - Consumer

• Understanding of Credit Portfolio Management

Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.

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All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.

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