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FCS Financial Loan Officer, Commercial in Maryville, Missouri

Description/Job Summary At FCS Financial, part of the nationwide Farm Credit System, we are looking for an experienced Commercial Loan Officer to join our growing Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! FCS Financial is seeking an independent, competitive, pro-active individual looking to build relationships with new and existing customers! This Commercial Loan Officer position develops and maintains a portfolio of loans with a focus on the commerciall crop industry. This person must maintain and service a current portfolio along with creating new loans. Knowledge of farm and agribusiness financials and current agricultural lending practices within the financial services industry is a plus! Don't miss out on this opportunity to take your lending career to the next level, apply now! This position's market territory is in Northwest Missouri with potential office locations in Maryville, Missouri. * *This position is open until filled. * *Department: Marketplace Reports to: Vice President, Team Leader, Commercial-Crop Supervises: None This position is classified as Exempt under the Fair Labor Standards Act. Responsibilities/Duties Percentage Job Functions 35% Portfolio Servicing * Coordinates covenant monitoring by collecting required customer reports and information * Provides information on subsequent loan servicing actions * Reviews portfolio to determine if it is accurately classified * Educates customers regarding their financial position and industry/financing trends * Provides on-going financial feedback and business guidance that enables the customer to continually grow the operation in a profitable and sustainable manner 30% New Loan Origination * Identifies customer needs * Gathers customer information needed for loan approval * Compiles information into comprehensive package for Loan Committee consideration * Delegates tasks to Financial Services Specialists * Monitors loan progress * Advocates for loan packages that are beneficial for customers and the Association * Presents approved loan package to customer 25% Customer Relationship Development * Identifies and contacts potential customers * Determines approach for establishing a relationship with each potential customer * Gains understanding of customer business and lending needs * Attends and participates in community and industry events 10% Career Development * Identifies and attends trainings and meetings to enhance knowledge of the industry, customers, and financial services n/a Other duties as assigned to meet the needs of the organization. Required Skills Minimum Qualifications * Bachelor's degree in agriculture, sales, finance or related field * Related experience in agriculture, sales or finance * Or a combination of education and experience sufficient to perform the essential functions of the job Required Knowledge and Skills * Working knowledge of the financials of farm and agribusiness * Working knowledge of current agricultural lending practices and the financial services industry * Working knowledge of agriculture and livestock production * Skill in interpreting the financials of large, complex and/or multi-entity farming operations * Skill in reasoning persuasively to sell Association products and services * Skill in establishing and maintaining relationships with existing and perspective customers * Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers * Skill in working as part of a team and collaborating with colleagues * Skill in utilizing a available technology to increase efficiency and/or effectiveness * Skill in writing technical reports * Skill in preparing and presenting information to an audience in an engaging and effective way * Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data Scope of Responsibilities: Responsibility Measure Loan Portfolio Up to $50 million annual average

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