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SUMMARY: Reporting to the Chief Credit Officer or a Commercial Credit Lead, this position performs independent analysis for new commercial loan requests and performs independent reviews of existing commercial lending relationships of a variety of sizes, but primarily of a large and complex nature. Identifies and succinctly summarizes underlying risks, identifying key strengths and weaknesses, and providing a recommended risk rating and an alternative structure, when necessary, while noting any deviations from Commercial Loan Policy as appropriate. Meets with commercial loan officers independently to discuss issues and ask questions. May provide day-to-day mentoring or support of lower-level analysts. Additionally, it is expected that this position will assist department management with the oversight of the entire commercial portfolio and/or entire loan portfolio and will work on projects that affect the department and the bank as a whole. Other critical areas include assisting with the ongoing development, maintenance and preparation of pertinent tools and reports for various commercial/other workflows (i.e., Application, underwriting, relationship review, ALLL and other), and general portfolio management and monitoring. Acts as a resource for other members of the Commercial team and embraces the established sales and service culture to maximize their contribution to the Banks goals. After successful completion of training and proven abilities, this position is eligible for a hybrid work arrangement, consistent availability is expected during core business hours and agreed upon number of days per-month on site. SKILLS REQUIRED: -Bachelors degree in Business Administration / Accounting/Finance; MBA preferred, or equivalent work experience. -Experience independently underwriting complex commercial loan requests. -Project management skills. -Solid background in financial institution operating policies and procedures, banking regulations (state and federal). -Abrigo/Sageworks (or similar) statement spreading, and LOS software experience preferred. -Strong financial analytical skills with sound judgment and decision-making abilities -Excellent knowledge of personal/business financial statements and tax returns -Commercial Loan structure and commercial credit standards required. -Effectively use tools and systems to be able to self-manage, organize, and complete work independently, proactively recognizing potential obstacles resolving them before they become an issue, managing to deadlines, creating action plans when not on track, enabling job functions to happen with minimal oversite and meeting conditions of satisfaction. -Proficient in Microsoft 365 Office Suite products and the Internet Systems administration experience a plus -Solid understanding and application of administration activities with an understanding of office procedures and ability to operate standard office equipment. To read a full job description, click on the apply now or more information button. Main Street Bank is an Equal Opportunity Employer. Individuals with disabilities and veterans are encouraged to apply. Main Street Bank is committed to working with and providing reasonable accommodation to individuals with disabilities. If you need special assistance or an accommodation while seeking employment, please call: 508-460-4117 or send an email to Human.Resources@bankmainstreet.com. We will make a determination on your request for reasonable accommodation on a case-by-case basis.