Job Information
Community Bank & Trust - West Georgia VP USDA Lending Manger in Lagrange, Georgia
Position Summary:
The VP USDA Lending Manager is primarily responsible for providing oversight and direction of the Production team of Phoenix Lending Services.
Job Duties/Responsibilities:
Provide leadership and training to the Production Lending Relationship Officers.
Underwrite complex loan transactions for new and existing members with complicated borrowing structures, formulating mitigated risk recommendations, synthesized in the form of well-written and accurately analyzed narratives.
Demonstrated ability to maintain a combination of production related to SBA, and USDA programs by utilization of Brokers, Packagers, USDA offices, SBA referrals, CU/Bank referrals, with low level production coming from traditional business development.
Develop all types of business activity, specializing in SBA and USDA government loans.
Prepare and submit credit packages with recommendations to approve or disapprove extensions of credit to the loan committee.
Perform all other duties as assigned.
Required Skills/Abilities:
Financial acumen; Interpreting and applying understanding of key financial indicators to make better business decisions
Drives engagement; Creating a climate where people are motivated to do their best to help the organization achieve its objectives
Builds effective teams; Building strong-identity teams that apply their diverse skills and perspectives to achieve common goals
Work independently to organize and prioritize tasks, manage time to meet deadlines, analyze requests, understand issues and develop appropriate solutions.
Possess ability to effectively identify, analyze and solve problems.
Practice a high level of attention to detail when performing job functions.
Possess knowledge and maintain up-to-date information related to procedures and reporting guidelines.
Understand and apply statutory and regulatory compliance matters as appropriate for your position.
Communicate clearly and concisely via an appropriate level of verbal, written, and presentation skills. Also possess the ability to read, comprehend and explain applicable documentation.
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