Job Information
Kansas Employer Loan Originator in Kansas City, Missouri
This job was posted by https://www.kansasworks.com : For more information, please see: https://www.kansasworks.com/jobs/12849577
Summary Description
We are currently looking for an experiencedLoan Originatorto join our mortgage sales team.
This position will have the opportunity to work \@Flex, a combination of both in the office and at home or \@remote, fully remote. Candidates must be located in Kansas or Missouri and be able to be onsite at our Kansas City location for training and regular meetings.
Check out more details below.
What youll do
- Consult and service customers via lead generation program or referral sources.
- Interview applicants to develop information concerning mortgage needs.
- Obtain and analyze pertinent financial and credit information and determines which loan option best fits applicants needs and circumstances. Pre-qualify applicant, negotiate rates, terms and conditions of the loan.
- Enter mortgage application in full accurate detail in the origination system. Obtain automated underwriting decision through appropriate system. Advise applicant of disposition and arrange for documents required from the automated underwriting system (AUS).
- Ensure the timely preparation and delivery of all forms and legal disclosures as required by regulatory guideline.
- Maintain complete, detailed and accurate knowledge of investor program guidelines and agency guidelines to minimize credit and/or rate risk to the Bank and ensure that all loan applications are originated, developed and closed in a timely and professional manner.
- Follow all applicable laws and regulations.
- Perform other duties and projects as assigned.
What youll bring
- 1-2 years of sales experience (mortgage lending industry experience, preferred)
- General knowledge of related regulations, mortgage products, and requirements
- High school diploma or GED required
Bonus Points
- Strong sales techniques
- Sounds judgement and decision-making abilities
- Organized, able to prioritize and meet established deadlines and goals.
- Proven business development skills
- Must have excellent verbal and written business communication skills
- Must have solid computer skills