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Wells Fargo Senior Underwriting Manager- Auto Originations in IRVING, Texas

About this role:

Wells Fargo is seeking an Underwriting Senior Manager as part of the National Underwriting Team within Auto Originations. This leader will be responsible for managing a large team of underwriting professionals that support our auto lending quality, productivity, and service standards for Indirect underwriting decisions. Leader must possess strong auto business acumen with ability to balance business growth and efficiency with managing risks within Wells Fargo's risk appetite while supporting an outstanding customer experience.

In this role, you will:

  • Build high-performing underwriting teams that drive business results through effective leadership and team member engagement.

  • Review lending decisions for adherence to established guidelines and ensure conformity to credit policies and procedures

  • Utilize strong credit acumen and data analytics to make recommendations

  • Identify opportunities for development and improvement in the team functions

  • Monitor and review underwriting and portfolio performance

  • Make decisions and resolve issues related to business operations

  • Work across the organization to collaborate to improve efficiency and resolve credit issues

  • Manage allocation of people and financial resources for Underwriting

  • Review and recommend credit decisions exceeding assigned staff lending limits as needed

Required Qualifications, US:

  • 6+ years of Underwriting experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 3+ years of Management experience

Desired Qualifications:

  • Extensive experience in Indirect auto lending with a large financial institution, Captive lending experience a plus

  • Knowledge and understanding of auto lending practices, policies, and procedures

  • Experience leading the development and execution of underwriting programs and initiatives enterprise-wide

  • Strong Auto finance risk management experience

  • Strong analytical skills to include strategically analyzing data, diagnosing opportunities, and providing solutions and recommendations.

  • Knowledge and understanding of issues or change management processes

  • Virtual leadership experience with the ability to effectively drive results, provide feedback/direction, and manage and build relationships with leaders and team members in a geographically dispersed team environment

  • Experience identifying, presenting, and implementing processes/operations enhancements while maintaining a culture of operational excellence

  • Excellent verbal, written and interpersonal communication skills

Job Expectations:

  • Ability to travel up to 10% of the time

  • This position offers a hybrid work schedule

  • This position is not eligible for Visa sponsorship

Locations:

  • 6051/6061 N State Hwy 161; Irving, TX 75038

  • 2501 S Price Rd; Chandler, AZ 85286

  • 550 S Tryon St; Charlotte, NC 28202

Posting End Date:

30 Sep 2024

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Company: WELLS FARGO BANK

Req Number: R-404280-1

Updated: Wed Sep 25 02:55:02 UTC 2024

Location: IRVING,Texas

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