Experience Inc. Jobs

At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.

The Underwriting Consultant is responsible for underwriting, pricing and processing accounts in accordance with established underwriting and service standards while following guidelines and authority limits.

This includes analyzing benefit plan characteristics through case risk evaluation, product pricing and making appropriate risk decisions on new and renewal business. The Underwriting Consultant is responsible for preparing, delivering proposals, and negotiating solutions.

This role is part of National Accounts Specialty Benefits Underwriting team. The Specialty Benefits team is responsible for Financial Protection (Life, Disability and/or Critical Illness, Accident and Hospital Indemnity), Dental and Vision.

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. (Hartford, CT hybrid preferred)

Primary Responsibilities:

• Prepare financial experience rating calculations and other ongoing financial reviews that directly aligns with client strategies

• Validate renewals and request for proposals for accuracy including utilization and experience reporting

• Conduct competitive analysis of all coverage lines and present financial and contractual findings to Management

• Evaluate, recommend and negotiate pricing as well as providing potential alternatives and options for NB and Renewal groups with internal and external customers

• Effectively communicate to sales personnel pricing recommendations and financial position

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 2+ years of previous specialty underwriting experience

• Proven excellent communication skills, both orally and in writing

• Proven solid analytical skills

• Proven solid negotiation skills

• Proven intermediate level of proficiency with MS office suite (Word, Excel, PowerPoint)

Preferred Qualifications:

• 3+ years of experience with Risk Management

• 3+ years of data analysis and reporting experience

• 2+ years of presentation experience

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy

California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Maryland, Rhode Island, Washington, Washington, D.C. Residents Only: The salary range for this role is $70,200 to $137,800 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.