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Sr Consultant Risk Engineering - KR08DEConsultant II Risk Engineering - KR08ME

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

Do you have a passion for identifying risks? Are you a practical thinker who’s driven to help others? This is your opportunity to give those passions and talents new purpose by applying them to meaningful work at The Hartford.

As a Risk Engineering Consultant at The Hartford, your primary role will be to protect the future of and ensure profitability for The Hartford, its business partners, and agents through timely delivery of industry leading safety and risk management solutions.

This position can be hired at various levels depending on background and experience.

Responsibilities:

• Provide advanced property and casualty consultative services to our largest customers within the region.

• Identify exposures with significant loss potential, investigate cause/effect of major losses and review/assess management program effectiveness.

• Develop and implement customer service strategies through service planning that reduce losses and improve customer operations.

• Monitor casualty account engineering services to ensure that delivery is proper, on-time, and cost effective.

• Complete surveys related to all lines of insurance business coverage.

• Make recommendations based on knowledge of the insured’s business activities and needs, that will assist the insured’s management to correct and prevent the potential for future financial loss.

• Active participation in special projects that could be technical in nature (i.e.) Property, Technology, Industry Expertise, etc. and work to become a Subject Matter Expert in one technical discipline.

• Active participation with partnering business units such as underwriting, claims, and sales teams.

• Work with Risk Engineering Managing Director on special projects and developing reports to support Regional Office objectives.

  Qualifications:

• BA/BS degree preferred with coursework focused on Occupational Safety and Health Studies, Fire Sciences, Pure Sciences, Engineering, or related subjects.

• A minimum of 5 years of industry experience in a safety related role; property and casualty insurance experience highly desired.

• Ability to achieve or maintain 1 professional safety certification/designation (CSP, CIH, CPCU, CFPS, ARM, etc.)

• Must have the knowledge and skill to handle Survey and Service work assignments for all lines of business.

• Strong consultative skills. Must work at an advanced skill level when providing service. This would include the demonstration of operational loss analysis reports and accident investigations used to direct services that would eliminate or control conditions that could lead to potential losses.

• Must have the ability to complete detailed technical assessment reports, service plans, loss analysis, and provide consultative recommendations in business letters.

  Survey Assignments: Must have strong ability to evaluate all lines of insurance business coverages. This would include working with large multi-location accounts. Must be able to evaluate insured exposures (losses/loss analysis) and controls and provide underwriters and agents with direction to improve account conditions and lessen financial exposure. Must work to understand the insured's business, uncover new service opportunities, or additional exposures to loss.

  Service Consultation: Must work at an advanced skill level when providing Risk Improvement services. This would include the demonstration of operational loss analysis reports and accident investigations used to direct services that would eliminate or control conditions that could lead to potential losses. Must have the ability to complete detailed service plans and provide consultative recommendations in business letters. Must be able to communicate the status of service plans in the context of what The Hartford has to offer that would affect the customer’s insurance program coverage. Must be able to direct and manage the services of multi-location accounts.

  Consultative Selling Skills: Must apply sales training techniques to uncover the business needs of the insured and be able to converse with the insured using a business consultative approach. Based on knowledge of the insured's business activities and needs, must be able to make recommendations that will assist the insured's management to correct and prevent the potential for future financial loss. Support of pipeline and fee sales initiatives.

  Presentation Skills: Must be able to make formal written and/or verbal presentations to our insured accounts and agents. Presentations must be clear, concise, and focused. Reports to Management are expected to be submitted in a timely fashion and be of high quality. These reports must provide direction to the insured, agent and underwriter to improve operations and reduce potential financial loss.

  Insurance Lines of Business: Must attain and maintain good working knowledge of the various lines of insurance coverage and how they apply to customer’s business exposures. Be able to demonstrate this knowledge through correspondence, meeting, and training presentations to underwriting, agents and customers. Continuous education that supports the regional office and business segment objectives is highly recommended. Educational resources would include Segment websites, Comm Bulletins, eLearning courses, and other approved educational sources such as CPCU/IIA (CPCU, ARM, Claims), CIC etc.

  Industry Specific Knowledge and Safety: Have working knowledge of the regional office business plans and be able to articulate regional office strategic plans and key issues.

Location:

This role will have a Remote work arrangement, with the expectation of coming into a Texas Regional office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$78,800 - $150,000

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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Human achievement is at the heart of what we do.

We believe that with the right encouragement and support, people are capable of achieving amazing things.

We put our belief into action by ensuring individuals and businesses are well protected, and by going even further – making an impact in ways that go beyond an insurance policy.

Nearly 19,000 employees use their unique talents in careers that span a variety of disciplines – from developing the latest technology to creating and promoting our products to evaluating future financial risks.

We’re also committed to programs that drive education and support volunteerism, which put human beings first. We do it because it’s the right thing to do, and because when our customers, communities and employees succeed, we all do.

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