Experience Inc. Jobs

Description

As the Home Mortgage Post Closing Specialist, you will be responsible for documentation and systems review of loans to ensure accordance with HDMA regulations. You will be responsible for a variety of functions within post-closing including but not limited to; clearing investor or agency suspense conditions, working with EMB lenders, title companies or counties to address outstanding final documents, working with borrowers to address loan deficiencies to allow insuring or guaranty of government loans, management of the escrow holdback process, performing compliance audits, ordering property inspections on properties located in disaster areas and resolving other issues which arise post-closing.

Primary responsibilities include

• Review and audit loan files for completion and accuracy;

• Verify that all requested items are valid and that stipulations are met so that the loan is off warehouse line within established timeframes.

• Reviews signed loan documents for compliance with federal, state, and company laws and policies. Ensure that all closing packages meet the company standard for quality and accuracy.

• Prepping files for scanning.

• Successfully completing job-related training.

• Corresponds with title companies to obtain outstanding closing documents.

• Handles and assists with the clearing of investors requirements and requests; prevent or resolves issues as they arise.

• Familiar with state and federal banking compliance laws. Assisting with other aspects of the post-closing process on an as-needed basis.

• Other duties as assigned.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Excellent communication skills (written and verbal)

• Organization skills and planning skills.

• Able to identify and resolve problems and issues quickly, creatively and decisively.

• Proficient in using basic computer software and the internet.

• High school or GED

Hours & Work Schedule

• 40 Hours

• Monday - Friday

• This position is in the office

• Pay is $20-21 an hour

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer

Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.

Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

09/30/2024