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The Hartford Future Opportunity Environmental Underwriter in Franklin, Tennessee

You are a driven and motivated problem solver ready to pursue meaningful work. You strive to make an impact every day & not only at work, but in your personal life and community too. If that sounds like you, then you've landed in the right place.

*FUTURE OPPORTUNITY – this is not a current opening, but an opportunity for talented, experienced Environmental Underwriters to express interest in being considered for a future opening.

If you apply and meet the minimum required qualifications, you may be contacted to discuss your future interest in joining The Hartford’s Environmental underwriting team*

We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.

The Hartford’s Environmental Division underwrites operational and transactional site pollution business and Contractors Pollution Liability business. The Underwriter’s primary focus will be on growing and sustaining a profitable book of business through retail and wholesale insurance brokers in the assigned region, though business may be accepted from brokers nationwide. Accounts will range from mid-market to large and highly complex risks.


  • Achieving new business and renewal retention goals.

  • Establishes relationships with a focus on key brokers. Market environmental division products and acquire submissions through insurance brokers; develop and manage close broker relationships.

  • Underwrite new and renewal policies within assumed underwriting authority including negotiating insurance policy terms and conditions. Develop and maintain appropriate documentation for associated underwriting files.

  • Applies all applicable Underwriting guidelines when making recommendations on individual accounts.

  • Learns The Hartford’s value proposition to best position the company for success, gain awareness for other segments of The Hartford.

  • Some travel required.

We’ll Be a Good Match if You Have:

  • A customer-first mindset, putting our customers at the center of everything you do.

  • A passion for making decisions through both analyzing data and employing critical thinking skills.

  • A team spirit and desire to work collaboratively.

  • A financial mindset to help make the best decisions.

  • Ability to own our work and following through on commitments.

  • Ability to decipher and execute within a fluid and changing business environment.

  • An understanding of how to build relationships and trust among diverse groups.

  • The ability to advance their careers into technical OR leadership positions.


  • Bachelor’s Degree strongly preferred, or equivalent combination of education, training and experience.

  • 3 + years of directly related environmental underwriting experience.

  • Strong knowledge of environmental liability insurance exposures, coverages and underwriting with a focus on site pollution liability products.

  • Proven ability to review technical environmental and legal documents (i.e. Phase I/II Environmental reports, Environmental Regulatory correspondence and reports, Purchase and Sale agreements, etc.).

  • Candidates with Environmental engineering and consulting backgrounds preferred.

  • Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.

  • Excellent communication, interpersonal and presentation skills.

  • An ability to think analytically about business problems, make recommendations and propose solutions.

  • High energy self-starter, who is resilient and has an entrepreneurial spirit.

  • Demonstration of solid time, organizational, and desk management skills.

  • Goal-oriented and delivers outcomes.

  • Ability to challenge the status quo and compete to win.

  • Superior technical knowledge and sound decision-making and analytical skills.

Note that due to the Broker-facing marketing nature of these roles, they cannot be 100% remote and candidates must reside within commuting distance to one of The Hartford’s office locations.


The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$84,800 - $165,375


Our company’s success is due to our employees’ dedication and passion for their work. They are our greatest asset. That’s why we are committed to offering employees and their families a comprehensive benefits package and award-winning well-being programs. By helping our employees achieve their full potential, we unlock our own. Visit https://www.thehartford.com/careers/benefits for details.

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

Executive Underwriter - UC07DE