Experience Inc. Jobs

About the Position:

As a SBA Pre-Close Specialist you will be responsible for ensuring accurate and timely review of SBA loan transactions, ensuring all items needed for closing are obtained, and all collateral is perfected appropriately. Duties include coordinating with the SBA lenders, Credit Administration, Portfolio Managers, Loan Operations, and customers on closing loan transactions. You will also be responsible for remaining current on SBA SOP regulations, as well as compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.

What You Will Do:

• Assignment of loans as they are credit approved based on complexity of loan and capacity of closers as loans are approved.
• Complete pre-closing review of loans, including the use of the nCino Smart Checklist
• Review title policies, other real estate related documents, entity documentation and legal documents of borrowers and ensures all Bank and SBA requirements have been met
• Review approved Credit Approval Document to ensure credit conditions have been met by closer.
• Injection review on file that may require coordination with Closer for any documentation needed prior to or at closing to complete equity.
• Maintain detailed knowledge of SBA loan documentation, collateral perfection, title insurance, UCC filing, compliance requirements, and loan/funding terminology
• Review for, and preparing recommendations, to correct errors that could potentially put the Bank at risk for losing an SBA guaranty or obtaining penalties
• Provide a high level of customer service to both internal and external customers
• Perform other duties as assigned

What Were Looking For:

• A minimum of two years of experience as a SBA Loan Processor, Packager, or Closer
• A college degree in business or a paralegal certification is preferred, relevant work and experience with SBA Lending will be considered
• Knowledge of required financial and collateral documentation for various loan types
• Knowledge of various legal entity borrowing structures such a Limited Liability Companies, Corporations, Partnerships, Tenant in Common structures, etc.
• Knowledge of required reviews and verifications through the Secretary of State, etc., and the type of entity documentation required for each type
• Knowledge of Flood Insurance Compliance and required documentation
• Knowledge of Loan Closing processes and required documentation
• Prior experience with nCino preferred
• Excellent written and verbal communication skills
• Interpersonal skills to interact positively and effectively with all levels of employees, management, and third parties
• Possess excellent multi-tasking skills
• Capability of working effectively under limited supervision
• Ability to identify issues and opportunities and explore solutions
• Ability to create and maintain a positive and cohesive team work environment
• Ability to meet strict timelines and service level agreements
• Strong PC skills required along with an ability to quickly learn new systems

Working Conditions/Demands:

• Professional office setting.
• Primarily sedentary position requiring long periods of time working at a computer.
• Must be able to move throughout the office and buildings to obtain or relay information.
• Must be able to perform the essential functions of the position with or without reasonable accommodation.

Who Are We?

Were not just another bank and were not looking for just another employee. Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state-charted, FDIC insured bank to operate entirely online and we have been leading the way ever since.

We seek the game changers, the innovatorsthose who challenge the status quo because change really is the only constan . Ready to join a team of imaginative, driven individuals like you? Its your career, you deserve to imagine more. Keep reading, we think you will like you what see.

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Why Join Us?

Our success has been driven, in part, by four core competencies - customer focus, teamwork, adaptability and initiative. Collectively they define our actions and are at the heart of all we do. As a result, weve been fortunate to have been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers, our newly-built, state-of-art 175,000 square foot facility headquarters was designed with our team in mind and features an 18,000 square foot open air deck named The Backyard, with fire pits, covered pergola, waterfall and foliage to create a momentary escape from the work day. Beyond that, the onsite fitness center with the latest equipment and ergonomically-designed workstations help promote health and wellness. Have we mentioned free snacks, soft drinks and beer available on tap? Want more? How about a flexible work schedule, unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more, take the first step and apply today.

Our benefits package includes the following and so much more:

• Medical Dental, Vision Insurance
• 401(k) Retirement Plan with Generous Match
• Tuition Reimbursement
• 3 Weeks Paid Vacation Plus Paid Holidays
• Paid Volunteer Time
• Business Apparel Allowance

Equal Opportunity Employer - Women, Minorities, Veterans and Individuals with Disabilities

If you are a California resident, you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and location specific notices is available on our privacy policy. Clickhere{rel="noreferrer noopener" target="_blank"}to read more.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c). Clickhere{rel="noreferrer noopener" target="_blank"}to read more