Job Information
WorkSource Oregon Senior Commercial Loan Officer in Eugene, Oregon
This position is remote but must be able to travel within the Eugene, Medford, and Portland markets on a regular basis. Position Primary Purpose: -Identifies and develops new member business loan opportunities through a variety of networking methodologies and community involvement within the credit union\'s footprint. -Develops profitable and positive networks within the business community. Assumes the responsibility for establishing and maintaining effective and professional business relationships with existing/prospective members and Centers of Influence (COI\'s). -Builds a quality member business loan portfolio, by negotiating terms and conditions within the credit union\'s prescribed framework and strictly adhere to all commercial lending policies and procedures while meeting federal and state regulations. -Maintains knowledge of competitor rates, programs, terms, and conditions in order to strategically present the credit union\'s programs. -Performs interviews and consultation with the prospective business loan member and assumes full responsibility for all aspects of the loan process, to include: collecting and reviewing the loan application and supporting financial documentation; collaboration with the Credit Analyst to provide a thorough analysis of the loan request; review of loan documentation; perform timely periodic annual term loan and risk reviews; monitor delinquencies and surface potential concerns with weakened credits. -Responsible for meeting high level monthly loan production and/or profitability goals; as well as sales activities and outbound calling goals. -Maintains the strong credit quality of the credit union\'s member business lending portfolio through ongoing portfolio management. -Support a strong relationship banking culture acting as a subject matter expert in terms of product knowledge and promotion/marketing of a broad range of TwinStar Credit Union products and services. -Ensures that work areas are secure and well maintained in accordance with member privacy regulations and credit union requirements. -Serves as a resource and develops positive relationships with credit union internal partners, as well as branch personnel. -Complies with established State and Federal regulations as they pertain to transactions/tasks performed and completes necessary documentation and/or disclosures as required by law. -Acts as a mentor to commercial loan officers, assistant commercial loan officer, and other members of the department. -All other duties as assigned. Demonstrated Abilities: -Possess a knowledge and understanding of commercial lending guidelines, regulatory procedures, processes, and laws as they pertain to the acceptance and approval of member business loans. -Experience with investor commercial real estate, commercial & industrial lending, and business deposit products. Equal Opportunity Employer/Veterans/Disabled