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Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.

The Senior Data Fraud Analyst is a key member of the Optum Financial Consumer Payments Fraud team, serving as a subject matter expert within the fraud department. This role involves leading analytical work in the fraud department, identifying opportunities to improve mitigation strategies, mentoring fraud data analysts, and partnering with the product team to improve data strategies for the fraud organization. The Senior Fraud Data Analyst collaborates with various stakeholders, using their analytical strengths to enhance fraud detection processes and ensure effective risk management. With a deep understanding of fraud trends and technologies, they lead investigations, provide strategic insights, and report on fraud patterns and mitigation outcomes to senior management.

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities:

• Oversee the development and implementation of fraud analytics models and rules

• Lead and/or mentor a team of fraud data analysts, ensuring their professional development and performance

• Oversee the analysis of transactional data to identify patterns of suspicious activity and the development of mitigation strategies

• Collaborate with stakeholders to identify fraud risks and opportunities for improvement

• Identify opportunities to enhance fraud detection processes and implement improvements

• Manage analytical projects, ensuring timely and accurate completion of deliverables

• Develop and maintain key fraud analytics metrics

• Develop and present detailed reports on fraud trends, investigation outcomes, and mitigation effectiveness to senior management

• Assist in the selection and implementation of analytical tools and systems to improve fraud detection and investigation capabilities

• Assist in the development of fraud analytics strategy

• Stay informed about the latest fraud trends, technologies, and best practices in the fraud and payments industries

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 5+ years of experience in data analysis, a majority with a focus on fraud detection, preferably in the financial services industry

• 4+ years of experience using data analytics tools and software such as SQL, Python, R, SAS, or similar technologies

• 4+ years performing key analytical projects, showcasing solid analytical and problem-solving skills to identify patterns and trends in large datasets

• 2+ years of leadership experience or demonstrated ability to mentor and guide a team of analysts

Preferred Qualification:

• Understanding of machine learning techniques and predictive modeling

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy

California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, Washington or Washington, D.C. Residents Only: The salary range for this role is $88,000 to $173,200 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.