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Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and Cthey need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.

We seek a Bank Risk Review Manager , who is responsible for leading and conducting medium to large-scale risk review engagements to support execution of the Optum Bank risk review plan. This role reports to the Director, Bank Risk Review and works directly with operations, vendor, credit, credit operations, finance/accounting, insurance, treasury investments, fraud and affiliate management teams. Key internal and external stakeholders also include Optum Bank leadership and regulatory offices.

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities:

• Provides support and leadership for end-to-end medium to large-scale risk review engagements to help identify control gaps across the enterprise risk management and operational control environment including scoping, fieldwork, testing/validation and review report preparation/issuance

• Leads and conducts review engagements to help identify/mitigate new/emerging risks and mitigate known risks across the control environment for operations, underwriting, actuarial, finance/accounting, financial reporting, investments, insurance, treasury, etc.

• Effectively communicates risk review outcomes and recommendations and works collaboratively with key stakeholders to develop action plans based on findings to help reduce/mitigate future risk; tracks and validates the completion of action plans and closure of issues identified during reviews

• Develops/deploys detailed review reports and customized reports/presentations as needed

• Provides advisory support for refining/enhancing risk mitigating controls across the Bank enterprise risk and operational control environment based on risk review findings

• Completes periodic monitoring / risk assessments to identify business risks and emerging risks and proposes updates to the risk review plan when necessary

• Supports the Director with the preparation of management reports and regulatory presentations

• Develops and maintains collaborative working relationships with key stakeholders

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Associate or Undergraduate degree in relevant field (e.g. finance/accounting, actuarial science, economics, etc.)

• 5+ years of experience leading or conducting medium to large-scale risk review engagements across an enterprise risk management operational control environment within banking and/or financial services or equivalent experience in accounting/controller roles

• 5+ years of experience using formal auditing, credit review and/or risk and internal controls review methodologies and workpaper standards

• 5+ years of demonstrated strategic thinking skills including the ability to identify and assess existing/emerging risks

• 5+ years of experience leveraging a collaborative and partnership-based approach in review plan execution with internal and external key stakeholders

Preferred Qualifications:

• Prior exposure to CCAR and capital stress testing process

• Prior exposure to allowance and planning process

• Prior exposure to loss forecasting, balance sheet and liquidity models

• Experience working with the Optum Bank liability product portfolio offerings (e.g. HSAs, FSAs, HRAs, MSAs, COBRA, transit, payments/providers/payer solutions, etc.), as well as asset product portfolio offerings (e.g. commercial and consumer credit & lending including commercial real estate, and investments), as well as risk control areas including Financing/Accounting and Fraud

• Experience using or demonstrated proficiency of review or findings tracking tools (e.g. e-GRC, Paisley, Nexidia, Service Now, Salesforce, etc.)

• Experience providing advisory services/consulting or guidance to auditors or review teams conducting control testing/validation to help mitigate risk

• Demonstrated understanding of hospital, healthcare, insurance and banking legal and regulatory requirements associated with the FinTech, banking, finance/accounting or relevant highly regulated sectors (e.g. Internal Revenue Service, Department of Health and Human Services, CMS, HIPAA, Gramm-Leach Bliley, FDIC, FINRA, CFPB, etc.)

• Demonstrated advanced proficiency in developing/deploying detailed assessment data reports using programs such as Power BI, Power Query, Power Pivot, Excel, macros/VBA, MS Access, etc.

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy

California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, or Washington Residents Only: The salary range for this role is $88,000 to $173,200 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.