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Santander US Mortgage Loan Officer - Greater Providence, RI Area in East Providence, Rhode Island

Mortgage Loan Officer - Greater Providence, RI Area

East Providence, Rhode Island

Solid handshake? Winning smile? Big, bold and bright ideas? If that sounds like you, it’s time to drop everything and start getting excited – because we’re waiting to welcome you to an awesome future. One where you’ll be able to give your entrepreneurial spirit room to grow as you build a rewarding career alongside people as friendly and enthusiastic as you are. So get some screen time with the videos below, and discover how you can Santander.

Our Culture

  • Diversity and inclusion — We work together to create an environment that welcomes diverse perspectives and talent.

  • Corporate responsibility — Our corporate responsibility programs share a common purpose of giving back to the community.

  • Balance and wellness — Our benefits help you live your life to the fullest while balancing work and personal goals.

  • Educational opportunities — We foster a culture of learning, inspiring you to further develop your skill set and education.

Benefits & Rewards

Healthcare

Medical, Dental, Vision Pre-tax Health Accounts, Short- and Long-term Disability EAP, Health Advocate Services

Savings Plans

401(k) Retirement Plan Up to 5% 401(k) Matching Additional Investment Options

Family Support

Paid Parental Leave, Adoption Assistance, Dependent Care FSA, Tax-advantaged Transit/Parking Legal Assistance Plan

Insurance

Life, accidental death, business travel accident, long- and short-term disability insurance coverage

Additional Perks

Tuition and computer purchase reimbursement, plus discounts for cell phone, fitness and auto/home insurance

Work/Life Balance

Paid Time Off (PTO), Holiday Time Off, Volunteer PTO, Travel Discounts

Job Description

Req ID: 2101797

As a member of Santander’s retail banking division you’ll help serve Santander’s retail and small business customers as part of one of the top banks in the United States based on deposits. With principal presence in the northeast U.S., Santander’s retail division offers consumer and lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.

Santander Bank is seeking Mortgage Loan Officers for our expanding Mortgage department.

The Mortgage Loan Officer is responsible for:

  • Soliciting mortgage loan customers, industry contacts and groups to capture mortgage loan business.

  • Originating mortgage loans.

  • Interviewing applicants to obtain pertinent information regarding their loan needs.

  • Initiating the lending decision process.

  • Providing service to customers seeking mortgage loans.

  • Ensuring compliance to Retail Mortgage Lending policies and procedures.

  • Performing work in conjunction with outside sales including completing loan applications and paperwork and preparing marketing/sales materials.

  • Updating databases of loan products for sale and referral services.

  • Calling, writing and e-mailing clients or prospects.

  • Assisting in coordinating marketing and training programs.

  • Studying and evaluating new activities, policies, programs, services and markets related to business development strategy.

  • Working with team members in Mortgage Banking Division and other departments to provide information for prompt processing and closing of residential mortgage loan applications.

  • Maintaining current knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending.

  • Providing service and overseeing all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms.

  • Developing and cultivating self-generated referral sources and partnerships with retail branches.

  • Managing mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data.

  • Preparing marketing plans and cross-selling other bank products and services.

  • Bachelor's Degree or equivalent work experience.

  • 2+ years of Retail Mortgage lending work experience is required.

  • Demonstrated proficiency in residential mortgage origination, FHA experience preferred.

  • Knowledge of mortgage loan regulatory requirements and residential loan products.

  • PC proficiency.

  • Proven sales track record.

  • Strong verbal and written communication skills.

  • Ability to assess financial needs and the ability to work with minimal supervision.

  • Minimal physical effort such as sitting, standing, and walking.

  • In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application.

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Primary Location: East Providence, Rhode Island, United States

Other Locations: Rhode Island-East Providence

Organization: Santander Bank, N.A.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

US Candidates/Employees: Click here to view the “EEO is the Law (http://www.dol.gov/ofccp/regs/compliance/posters/ofccpost.htm) ” poster and supplement and the Pay Transparency Policy Statement. (https://www.dol.gov/ofccp/pdf/pay-transp_formattedESQA508c.pdf)

Click here to view the California Privacy Notice. Need assistance? Contact TAOps@santander.us

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