Experience Inc. Jobs

Job Information

Topside Federal Credit Union Loan Servicing Specialist in Dahlgren, Virginia

In order to apply for this position you will need to use the URL listed below.

https://www.paycomonline.net/v4/ats/web.php/jobs/ViewJobDetails?job=88831andclientkey=0573270ADA8CA665EBEB5342242EB630

Who we are:

Topside Federal Credit Union is extensively involved in the community and passionate about financial education. Our mission isServing our members now and in the future. At Topside Federal Credit Union, were always ready with an all hands approach when it comes to providing the right amount of support that anyone needs. We realize that every encounter with a member can make a difference in their lives. We listen and support our members and help our members and the community build financial security for every stage of their life.

If You:

  • Likeflexibility
  • Enjoy having Saturday and Sunday off to spend time with your family
  • Are looking for a competitive benefit package including paid holidays,
  • Look for new opportunities and embrace challenges,
  • Thrive in a collaborative, team-oriented environment and take pride in helping others

Then we would love to hear from you!

Role

Receive phone calls and assist members with a wide variety of concerns in order to streamline calls going to loan officers and other departments. Services loans post closing issues, provides the highest level of quality member service, processes credit insurance, gap insurance and credit, auto, gap and warranty claims. Process hardship extensions, credit disputes, debt management proposals and loan modification request. Handles title processing and periodically review approved loans that have not been funded. Follow up with members of approved loans that have not been funded for missed loan opportunities.

Major Duties and Responsibilities

  • Manage all aspects of title processing including lien releases, lien perfection, and any title issues in a timely manner.
  • Process member credit report disputes, trouble shoot member loan transaction issues, process loan corrections and respond to member inquiries. Use every member contact as an opportunity to cross-sell members about additional services or programs that might benefit them and update current information for members in the core.
  • Process member credit disputes, hardship extensions, direct and indirect loan modification and debt management program proposal requests. Archive paperwork as it applies to extensions and loan modifications and process debt management program loan payments. Must update core with all necessary loan modification changes.
  • Processes credit insurance, gap insurance and credit, auto, gap and warranty claims.
  • Review outstanding loans in process to ensure all possible loans are originated in a timely manner.
  • Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Knowledge and Skills

Experience Two to five years of similar or related experience, including time spent in preparatory positions.

Education/Certifications/Licenses High school degree or GED required.

Interpersonal Skills A significant level of trust and diplomacy is required to be an effective subject-matter expert in the position. In-depth dialogues, conversations and explanations with members, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance.

ADA Requirements

Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsi ile, and calculator. Must be able to routinely perform work on the computer for an average of 4-6 hours per day. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Working Conditions Must be able to routinely perform work both indoors and in a climate-controlled environment.

Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside the organization and demonstrate the highest levels of member service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines/requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

Acknowledgment

This position may be eligible for remote work. Nothing in this position description restricts managements right to assign or reassign duties and responsibilities to this job at any time.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not a contract and should not be construed as a guarantee of employment for any specific period of time.

Topside FCU is an Equal Opportunity Employer and does not discriminate against employees or applicants based on race, color religion, sex/gender, national origin, disability, age, or any other category protected by law.

DirectEmployers