Experience Inc. Jobs

Overview:

Responsible for the ongoing monitoring of EWI alerts, PM Requests, 2LOD and 3LOD requests to ensure timely and accurate completion, with adherence to both credit policy and controls. Interact on a daily basis with senior management of both the First, Second and Third Lines of Defense regarding ongoing monitoring activities.

Primary Responsibilities:

• Lead team that partners proactively with the Technology and Credit Analysis teams and is intimately involved in Early Warning Indicators for the Commercial Bank.

• Provide an independent credit quality assessment, identifying appropriate operational risks, credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues. These assessments pertain to the ongoing risk to the Bank.Responsible for the day-to-day activities of a monitoring team to include the accuracy of criticized risk ratings, and quality and efficiency of the EWI activities of the Portfolio Management team. The EWI program includes but is not limited to Watch Process, Expected Loss Kickouts, Delinquency, Overdrafts, Over-Margins, Field Exams, Interest Rate Sensitivity, Health Care Monitoring, Stress Testing, problem loan management, and other forms of credit surveillance.

• Maintain the quality of EWI deliverables, based on a program of mentoring team members and reviewing final work prior to submission to appropriate authority.

• May monitor or provide guidance on more complex Bank concerns.Serve as the point person for assigning new tasks, supports team in prioritizing work, and monitors workflow to ensure timeliness and adequate team coverage.

• Provides ongoing training to the team.

• Resolve any policy and procedure, accounting or credit issues that occur.

• Maintain an in-depth knowledge of accounting pronouncements and the effect on Bank credits.

• Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.

• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.

• Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.

• Promote an environment that supports diversity and reflects the M&T Bank brand.

• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

• Complete other related duties as assigned.

Scope of Responsibilities:

Ensure that Operational requests are complete and have appropriate details for Sr. Management to make timely and informative decisions for the Bank.

Trains analysts to build bench strength within the department.

Position interacts on an ongoing basis with senior management both in Credit and Commercial Banking.

Supervisory/ Managerial Responsibilities:

Supervises and mentors a team (up to 10) of Operational Analysts.

Education and Experience Required:

Bachelors’ degree in Accounting, Finance, or related discipline with 8 years’ related experience with three years’ work leadership/supervisory experience or in lieu of degree a combined minimum of 12 years’ higher education and work experience to include a minimum 8 years’ related experience with three years’ work leadership/supervisory experience.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $118,945.80 - $198,243.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.