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Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose: Bringing our heart to every moment of your health. This purpose guides our commitment to deliver enhanced human-centric health care for a rapidly changing world. Anchored in our brand — with heart at its center — our purpose sends a personal message that how we deliver our services is just as important as what we deliver.

Our Heart At Work Behaviors™ support this purpose. We want everyone who works at CVS Health to feel empowered by the role they play in transforming our culture and accelerating our ability to innovate and deliver solutions to make health care more personal, convenient and affordable.

Position Summary

This position is a Commercial role that supports the Middle Market Fully Insured Actuarial for the Southeast region. In this role, you will primarily support the Georgia/Gulf and MidSouth markets. You will collaborate with the market actuaries and the business partners to optimize persistency and gross profit for the region. You will also be exposed to the underwriting and segment performance reporting.

• Work with several business functions (Sales, Finance, Underwriting, Medical Management, Network, Contracting, Product) to develop the best estimate rate actions while practicing pricing discipline

• Partner with the Rate Review, Forecasting, and Select Block Check teams to incorporate market specific assumptions and dynamics

• Perform actuarial functions by applying expanded quantitative and analytic skills through experience studies and competitive intel

• Become the Subject Matter Expert in various data warehouses and the Actuarial voice for our business partners

• Communicate clearly to various audiences including non-technical individuals and senior management

• Streamline processes and further identify and implement best practices

Required Qualifications

• 1-2 years of experience in an Actuarial or analytical role.

• Minimum 1-2 actuarial exams passed

• Demonstrate understanding of complex actuarial functions as well as market specific dynamics

• Take full ownership of various assignments and be able to work independently with limited guidance

• Strong technical, analytical, time management skills and attention to detail

• Excellent verbal and written communication skills

• Ability to work with large and detailed data sets: Higher level Excel, SQL, VBA

Preferred Qualifications

• Experience with commercial medical product

• Actively working towards ASA designation

• Ability to thrive in a constantly evolving environment with competing priorities and deadlines

Education

• Bachelor's degree

Anticipated Weekly Hours

40

Time Type

Full time

Pay Range

The typical pay range for this role is:

$72,100.00 - $158,620.00

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

In addition to your compensation, enjoy the rewards of an organization that puts our heart into caring for our colleagues and our communities. The Company offers a full range of medical, dental, and vision benefits. Eligible employees may enroll in the Company’s 401(k) retirement savings plan, and an Employee Stock Purchase Plan is also available for eligible employees. The Company provides a fully-paid term life insurance plan to eligible employees, and short-term and long term disability benefits. CVS Health also offers numerous well-being programs, education assistance, free development courses, a CVS store discount, and discount programs with participating partners. As for time off, Company employees enjoy Paid Time Off (“PTO”) or vacation pay, as well as paid holidays throughout the calendar year. Number of paid holidays, sick time and other time off are provided consistent with relevant state law and Company policies.

For more detailed information on available benefits, please visit Benefits | CVS Health (https://jobs.cvshealth.com/us/en/benefits)

We anticipate the application window for this opening will close on: 03/14/2025

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.

We are an equal opportunity and affirmative action employer. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex/gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.