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COMPEER FINANCIAL Credit Officer Specialized in BALDWIN, Wisconsin

JOB REQUIREMENTS: Compeer Financial is seeking collaborative, innovative and dynamic professionals to be a part of our Top Workplace culture! Tell me more about this opportunity. Position Overview: This position analyzes new credit requests, makes loan servicing decisions for existing clients and performs other essential credit duties. Completes the financial analysis and underwriting on a variety of livestock and crop producers throughout Compeer\'s territory and the United States. Credit decisions are made based on targeted credit quality levels and volume/growth levels set by executive leadership. The incumbent approves or denies requests within their delegated authority with a majority of the time being spent on completing analysis for large, complex loans, and communicating with internal and external team members. Has some direct contact with clients. Works with Lending Specialists to discuss loan packages and provide financial counseling to the clients. Essential Functions: * Proactively monitors lending portfolio and loan performance for the organization and provides direction for loan classification. Completes annual reviews in a timely manner. * Monitors interim financial reports, borrowing base certificates, compliance certificates, and other reports to monitor loan compliance. * Works directly with sales team or with clients to develop a plan to cure loan delinquencies or other servicing requests. * Determines how to structure stressed credits to meet internal lending requirements, client expectations, and Compeer growth objectives. * Coordinates with sales and RAU teams to develop servicing plans and other monitoring requirements for higher risk client relationships. * Monitors database exception reports to ensure financial, collateral, and loan classifications are accurate. * Analyzes financial and supporting documentation submitted for formal and informal lending and servicing requests. * Enters balance sheets and earnings statements into spreading software. Generates post close balance sheets and projections for analysis. * Qualifies, validates and reconciles financial information utilized in the credit decision making process. Analyzes and understands current capacity, capital and cash flow situation of client. * Identifies, communicates, and assists in the collection of financial information required to process lending and servicing requests. * Is responsible for keeping knowledge up to date with industry trends and procedures. * Builds and maintains knowledge and skills as an industry resource by continuing to attend meetings, seminars, conferences and tradeshows for industries financed by the bank. Minimum Qualifications & Required Knowledge, Skills and Abilities: * Bachelor\'s degree in ag business, finance, economics or related field OR an equivalent combination of education and experience sufficient to perform the essential functions of the job. * Basic to solid knowledge of agricultural businesses and operations, crop insurance and livestock industries and associated production practices. * Basic to solid knowledge of loan products, services, and credit operations. * Basic to solid understanding of credit processing and servicing activities, accounting principles and practices, credit analysis procedures, credit administration, monitoring and reporting. * Requires solid interpersonal, collaboration, communication, team building, problem solving, analytical, organizational, and time management skills. * General computer skills, including Microsoft Office applications, customer relationship management (CRM) programs, internal underwriting and database systems. * Basic to solid decision making, negotiating, and influencing skills. * Flexible and adaptable to changing situations. * Ability to wor To view the full job description please use the link below. https://www.aplitrak.com/?adid=YmJnZW5lcmljLjI3MjA2Ljg3NzBAY29tcGVlcmNvbXAuY BsaXRyYWsuY29t ***** APPLICATION INSTRUCTIONS: Apply Online: https://www.aplitrak.com/?adid=YmJnZW5lcmljLjI3MjA2Ljg3NzBAY29tcGVlcmNvbXAuYXBsaXRyYWsuY29t

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