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Bank of America Commercial Credit Underwriter II in Atlanta, Georgia

Commercial Credit Underwriter II

Atlanta, Georgia

Job Description:

The Commercial Credit Underwriter is responsible for underwriting and structuring of straightforward and complex credit transactions with minimal oversight from the CO (Credit Officer)/CCM (Commercial Credit Manager). The Underwriter approves credit transactions with some coaching from the CO/CCM based on approval grid. The Underwriter leads the credit approval process with assistance from the CO/CCM as needed for clients with straight forward credit needs and is an active participant with the CO in credit approval process for complexclients/transactions.Underwriter leads documentation and closing for straightforward credit transactions and has an active role with the CO in documentation and closing for complex transactions. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The Underwriter provides ongoing coaching and support to other Credit team members. They report to the Commercial Credit Manager and partner closely with Credit Officers and Analysts.

*Can be hired as a Commercial Credit Underwriter I or II depending on candidate experience

Required Skills:

BS/BA Degree

5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management in Commercial Banking

Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring

Job Band:

H4

Shift:

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description:

The Commercial Credit Underwriter is responsible for underwriting and structuring of straightforward and complex credit transactions with minimal oversight from the CO (Credit Officer)/CCM (Commercial Credit Manager). The Underwriter approves credit transactions with some coaching from the CO/CCM based on approval grid. The Underwriter leads the credit approval process with assistance from the CO/CCM as needed for clients with straight forward credit needs and is an active participant with the CO in credit approval process for complexclients/transactions.Underwriter leads documentation and closing for straightforward credit transactions and has an active role with the CO in documentation and closing for complex transactions. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The Underwriter provides ongoing coaching and support to other Credit team members. They report to the Commercial Credit Manager and partner closely with Credit Officers and Analysts.

*Can be hired as a Commercial Credit Underwriter I or II depending on candidate experience

Required Skills:

BS/BA Degree

5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management in Commercial Banking

Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring

Shift:

1st shift (United States of America)

Hours Per Week:

40

Learn more about this role

Full time

JR-21027051

Band: H4

Manages People: No

Travel: Yes, 5% of the time

Manager:

Talent Acquisition Contact:

Anthony Picano

Referral Bonus:

0

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

To view the "EEO is the Law" poster, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf) .

To view the "EEO is the Law" Supplement, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .

Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

To view Bank of America’s Drug-free workplace and alcohol policy, CLICK HERE .

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