Experience Inc. Jobs

We are working with one of the largest fleet management companies in North America to help them hire an experienced Credit Analyst for their Alpharetta, GA office location, offering a hybrid working schedule.

KEY RESPONSIBILITIES

• Analyze prospective clients using fundamental financial analysis techniques, including balance sheet, income statement and cash flow measurements as well as industry factors and portfolio concentration issues.

• Establish scalable and efficient and automated processes for credit analysis and monitoring.

• Coordinate with cross-functional teams to develop financial reporting dashboards.

• Review and make appropriate decisions on business credit applications which meet acceptable underwriting standards and are compliant with company guidelines.

• Apply quantitative concepts and processes in a judgmental environment to accurately assess risk and balance with expected profitability to the Company.

• Communicate credit decisions to relevant partners and effectively negotiate to “win" desired applications.

• Research, recommend approval/decline and monitor existing clients for additional exposure.

• Perform monthly, quarterly, annual credit reviews on existing clients based on the department’s credit review procedures.

• Develop and foster relationships with the sales force.

• Maintain credit files; and request, track and analyze required financial information.

• Perform ad-hoc data analysis and reporting.

• Other duties assigned to ensure overall departmental efficiency.

Additional Skills & Qualifications:

• Bachelor's degree in business or finance field, in conjunction with formal commercial credit training

• Minimum three (3) years’ of commercial credit analysis experience, preferably at a financial institution.

• Thorough knowledge of credit analysis and loan/lease documentation, including knowledge of indirect retail auto financing/leasing and other facets of commercial credit, including knowledge of credit laws and regulations.

• Experience with SQL, Python or R (or similar programming languages) and Excel/VBA. (These are a +; Excel is the most important)

• Ability to develop Tableau or Power BI dashboards.

Experience Level:

Intermediate Level

About Aston Carter:

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.

Diversity, Equity & Inclusion

At Aston Carter, diversity and inclusion are a bridge towards the equity and success of our people. DE&I are embedded into our culture through:

• Hiring diverse talent

• Maintaining an inclusive environment through persistent self-reflection

• Building a culture of care, engagement, and recognition with clear outcomes

• Ensuring growth opportunities for our people

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com (%20astoncarteraccommodation@astoncarter.com) for other accommodation options.